When your property becomes vacant for a period of more than 30 days, it is imperative to inform your insurance company immediately. In many cases your existing insurer will no longer provide cover, or severely restrict the cover provided to exclude the threat of vandalism, theft and water damage. In such cases a specific vacant property insurance policy is required.

Fortunately there are several insurance companies specialising in unoccupied property insurance, which can provide you with a much higher level of cover providing various conditions are adhered to.  Whether your vacant property insurance policy covers a commercial or residential property, Safe Site Facilities offers a range of services to ensure the security of your vacant property reaches the minimum requirements.

The most frequent requirement of unoccupied property insurance is to guarantee the provision of regular inspections of the vacant property by an authorised adult or agent. The vacant property inspection service offered by Safe Site Facilities is designed not only to monitor the safety and security of your empty property, but to adhere to the conditions stipulated by empty property insurance policies. Our experienced security specialists can carry out daily or weekly inspections of your property, checking both internally and externally for any signs of security breaches, vandalism or decay, and provide a thorough written report of each and every visit which can be produced in the event of an insurance claim.

To ensure your vacant home remains fully insured, the providers of unoccupied house insurance will require specific security measures such as ensuring all doors and windows are fitted with adequate locks, and any security alarms are activated. Safe Site Facilities can install a monitored burglar alarm system in your unoccupied property to provide you with increased security, and in some cases reduce your insurance premium.

Any provider of vacant house insurance will tell you that when a home is very obviously empty, the risk of vandalism, burglary and squatters will dramatically increase. In addition to providing regular security patrols, Safe Site Facilities can provide help and advice to ensure your home does not become a target.